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There are tons of developers dishing out quality free applications daily. So in honor of cheapskates everywhere, this article features free and useful iPhone apps. The apps are organized into ten categories, including business , productivity , and finance. Some of the business apps require an existing account, and a few of the other apps are free for a limited time only so be sure to act fast!
This post was originally published on May 25th It was updated on June 10th , removing apps that are no longer available and suggesting new ones. Do you use a Mac or iPad? Business SalesForce 1 — SalesForce 1 is your window on your business processes through your mobile. The app brings together all your CRM, Chatter and custom apps in a unified interface. It provides an easy way to view and edit all of your records, analyse dashboards, and take action on record lists.
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Accounting fraud[ edit ] In order to hide serious financial problems, some businesses have been known to use fraudulent bookkeeping to overstate sales and income, inflate the worth of the company’s assets, or state a profit when the company is operating at a loss. These tampered records are then used to seek investment in the company’s bond or security issues or to make fraudulent loan applications in a final attempt to obtain more money to delay the inevitable collapse of an unprofitable or mismanaged firm.
Examples of accounting frauds: Enron and WorldCom and Ocala Funding. These companies “cooked the books” in order to appear as though they had profits each quarter, when in fact they were deeply in debt. Demand draft fraud[ edit ] Demand draft DD fraud typically involves one or more corrupt bank employees. Since they are insiders, they know the coding and punching of a demand draft.
Such fraudulent demand drafts are usually drawn payable at a distant city without debiting an account. The draft is cashed at the payable branch. The fraud is discovered only when the bank’s head office does the branch-wise reconciliation, which normally take six months, by which time the money is gone. Remotely created check fraud[ edit ] Main article: They do not bear the signatures of the customers like ordinary cheques.
Instead, they bear a legend statement “Authorized by Drawer”.
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In fact, with an online-only bank, there is nowhere to go! We review how to open an online bank account below. If you have any questions, take advantage of facilities such as online chat, FAQ screens and a customer help desk. The two most basic tasks associated with a bank account are deposits and withdrawals. Deposits There are several ways to deposit money in an online bank account: Because your online bank has no branches, it would arrange for you to use one or more ATM networks for free.